{"id":11132,"date":"2024-02-26T16:17:27","date_gmt":"2024-02-26T16:17:27","guid":{"rendered":"https:\/\/matchboxsoftware.com\/blog\/?p=11132"},"modified":"2024-02-26T16:17:29","modified_gmt":"2024-02-26T16:17:29","slug":"paytm-as-p2p-platform-status-rbi-suggest","status":"publish","type":"post","link":"https:\/\/matchboxsoftware.com\/blog\/paytm-as-p2p-platform-status-rbi-suggest\/","title":{"rendered":"Paytm as P2P Platform Status: RBI Suggests NPCI Consideration"},"content":{"rendered":"<div class=\"root-eb-toc-qjp27 wp-block-essential-blocks-table-of-contents\"><div class=\"eb-parent-wrapper eb-parent-eb-toc-qjp27 \"><div class=\"eb-toc-container eb-toc-qjp27  eb-toc-is-not-sticky eb-toc-not-collapsible eb-toc-initially-not-collapsed eb-toc-scrollToTop style-1 list-style-none\" data-scroll-top=\"false\" data-scroll-top-icon=\"fas fa-angle-up\" data-collapsible=\"false\" data-sticky-hide-mobile=\"false\" data-sticky=\"false\" data-scroll-target=\"scroll_to_toc\" data-copy-link=\"false\" data-editor-type=\"\" data-hide-desktop=\"false\" data-hide-tab=\"false\" data-hide-mobile=\"false\" data-itemCollapsed=\"false\" data-highlight-scroll=\"false\"><div class=\"eb-toc-header\"><h2 class=\"eb-toc-title\">Table of Contents<\/h2><\/div><div class=\"eb-toc-wrapper \" data-headers=\"[{&quot;level&quot;:2,&quot;content&quot;:&quot;RBI&#039;s Nod for Paytm as P2P Platform?&quot;,&quot;text&quot;:&quot;RBI&#039;s Nod for Paytm as P2P Platform?&quot;,&quot;link&quot;:&quot;rbis-nod-for-paytm-as-p2p-platform&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;Paytm Payments Bank Restrictions and New Banking Partners&quot;,&quot;text&quot;:&quot;Paytm Payments Bank Restrictions and New Banking Partners&quot;,&quot;link&quot;:&quot;paytm-payments-bank-restrictions-and-new-banking-partners&quot;},{&quot;level&quot;:3,&quot;content&quot;:&quot;RBI&#039;s Earlier Action on Paytm Payments Bank&quot;,&quot;text&quot;:&quot;RBI&#039;s Earlier Action on Paytm Payments Bank&quot;,&quot;link&quot;:&quot;rbis-earlier-action-on-paytm-payments-bank&quot;},{&quot;level&quot;:3,&quot;content&quot;:&quot;NPCI&#039;s UPI: A Key Player in Digital Payments&quot;,&quot;text&quot;:&quot;NPCI&#039;s UPI: A Key Player in Digital Payments&quot;,&quot;link&quot;:&quot;npcis-upi-a-key-player-in-digital-payments&quot;},{&quot;level&quot;:3,&quot;content&quot;:&quot;RBI Ensures Continuity of UPI Services for Paytm Users&quot;,&quot;text&quot;:&quot;RBI Ensures Continuity of UPI Services for Paytm Users&quot;,&quot;link&quot;:&quot;rbi-ensures-continuity-of-upi-services-for-paytm-users&quot;},{&quot;level&quot;:3,&quot;content&quot;:&quot;RBI&#039;s Measures: Customer and System Protection Focus&quot;,&quot;text&quot;:&quot;RBI&#039;s Measures: Customer and System Protection Focus&quot;,&quot;link&quot;:&quot;rbis-measures-customer-and-system-protection-focus&quot;},{&quot;level&quot;:3,&quot;content&quot;:&quot;Paytm Partners with Axis Bank for Payment Processing&quot;,&quot;text&quot;:&quot;Paytm Partners with Axis Bank for Payment Processing&quot;,&quot;link&quot;:&quot;paytm-partners-with-axis-bank-for-payment-processing&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;Paytm&#039;s Future: Growth Beyond Payments Bank Restrictions?&quot;,&quot;text&quot;:&quot;Paytm&#039;s Future: Growth Beyond Payments Bank Restrictions?&quot;,&quot;link&quot;:&quot;paytms-future-growth-beyond-payments-bank-restrictions&quot;},{&quot;level&quot;:2,&quot;content&quot;:&quot;Frequently Asked Questions(FAQs):&quot;,&quot;text&quot;:&quot;Frequently Asked Questions(FAQs):&quot;,&quot;link&quot;:&quot;frequently-asked-questionsfaqs&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;Is Paytm still operational?&quot;,&quot;text&quot;:&quot;Is Paytm still operational?&quot;,&quot;link&quot;:&quot;is-paytm-still-operational&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;Can I still do peer-to-peer (P2P) payments using Paytm?&quot;,&quot;text&quot;:&quot;Can I still do peer-to-peer (P2P) payments using Paytm?&quot;,&quot;link&quot;:&quot;can-i-still-do-peer-to-peer-p2p-payments-using-paytm&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;What are the alternative banking partnerships for Paytm?&quot;,&quot;text&quot;:&quot;What are the alternative banking partnerships for Paytm?&quot;,&quot;link&quot;:&quot;what-are-the-alternative-banking-partnerships-for-paytm&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;What is the future of Paytm with its payments bank limitations?&quot;,&quot;text&quot;:&quot;What is the future of Paytm with its payments bank limitations?&quot;,&quot;link&quot;:&quot;what-is-the-future-of-paytm-with-its-payments-bank-limitations&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;How will the NPCI decision on Paytm&#039;s platform proposal impact me?&quot;,&quot;text&quot;:&quot;How will the NPCI decision on Paytm&#039;s platform proposal impact me?&quot;,&quot;link&quot;:&quot;how-will-the-npci-decision-on-paytms-platform-proposal-impact-me&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;What is the impact of the RBI&#039;s restrictions on Paytm Payments Bank?&quot;,&quot;text&quot;:&quot;What is the impact of the RBI&#039;s restrictions on Paytm Payments Bank?&quot;,&quot;link&quot;:&quot;what-is-the-impact-of-the-rbis-restrictions-on-paytm-payments-bank&quot;},{&quot;level&quot;:4,&quot;content&quot;:&quot;How will Paytm&#039;s potential P2P platform status affect users?&quot;,&quot;text&quot;:&quot;How will Paytm&#039;s potential P2P platform status affect users?&quot;,&quot;link&quot;:&quot;how-will-paytms-potential-p2p-platform-status-affect-users&quot;}]\" data-visible=\"[true,true,true,true,true,true]\" data-delete-headers=\"[{&quot;label&quot;:&quot;RBI&#039;s Nod for Paytm as P2P Platform?&quot;,&quot;value&quot;:&quot;rbis-nod-for-paytm-as-p2p-platform&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Paytm Payments Bank Restrictions and New Banking Partners&quot;,&quot;value&quot;:&quot;paytm-payments-bank-restrictions-and-new-banking-partners&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;RBI&#039;s Earlier Action on Paytm Payments Bank&quot;,&quot;value&quot;:&quot;rbis-earlier-action-on-paytm-payments-bank&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;NPCI&#039;s UPI: A Key Player in Digital Payments&quot;,&quot;value&quot;:&quot;npcis-upi-a-key-player-in-digital-payments&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;RBI Ensures Continuity of UPI Services for Paytm Users&quot;,&quot;value&quot;:&quot;rbi-ensures-continuity-of-upi-services-for-paytm-users&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;RBI&#039;s Measures: Customer and System Protection Focus&quot;,&quot;value&quot;:&quot;rbis-measures-customer-and-system-protection-focus&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Paytm Partners with Axis Bank for Payment Processing&quot;,&quot;value&quot;:&quot;paytm-partners-with-axis-bank-for-payment-processing&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Paytm&#039;s Future: Growth Beyond Payments Bank Restrictions?&quot;,&quot;value&quot;:&quot;paytms-future-growth-beyond-payments-bank-restrictions&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Frequently Asked Questions(FAQs):&quot;,&quot;value&quot;:&quot;frequently-asked-questionsfaqs&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Is Paytm still operational?&quot;,&quot;value&quot;:&quot;is-paytm-still-operational&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;Can I still do peer-to-peer (P2P) payments using Paytm?&quot;,&quot;value&quot;:&quot;can-i-still-do-peer-to-peer-p2p-payments-using-paytm&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;What are the alternative banking partnerships for Paytm?&quot;,&quot;value&quot;:&quot;what-are-the-alternative-banking-partnerships-for-paytm&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;What is the future of Paytm with its payments bank limitations?&quot;,&quot;value&quot;:&quot;what-is-the-future-of-paytm-with-its-payments-bank-limitations&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;How will the NPCI decision on Paytm&#039;s platform proposal impact me?&quot;,&quot;value&quot;:&quot;how-will-the-npci-decision-on-paytms-platform-proposal-impact-me&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;What is the impact of the RBI&#039;s restrictions on Paytm Payments Bank?&quot;,&quot;value&quot;:&quot;what-is-the-impact-of-the-rbis-restrictions-on-paytm-payments-bank&quot;,&quot;isDelete&quot;:false},{&quot;label&quot;:&quot;How will Paytm&#039;s potential P2P platform status affect users?&quot;,&quot;value&quot;:&quot;how-will-paytms-potential-p2p-platform-status-affect-users&quot;,&quot;isDelete&quot;:false}]\" data-smooth=\"true\" data-top-offset=\"\"><div class=\"eb-toc__list-wrap\"><ul class='eb-toc__list'><li><a href=\"#rbis-nod-for-paytm-as-p2p-platform\">RBI&#8217;s Nod for Paytm as P2P Platform?<\/a><li><a href=\"#paytm-payments-bank-restrictions-and-new-banking-partners\">Paytm Payments Bank Restrictions and New Banking Partners<\/a><ul class='eb-toc__list'><li><a href=\"#rbis-earlier-action-on-paytm-payments-bank\">RBI&#8217;s Earlier Action on Paytm Payments Bank<\/a><li><a href=\"#npcis-upi-a-key-player-in-digital-payments\">NPCI&#8217;s UPI: A Key Player in Digital Payments<\/a><li><a href=\"#rbi-ensures-continuity-of-upi-services-for-paytm-users\">RBI Ensures Continuity of UPI Services for Paytm Users<\/a><li><a href=\"#rbis-measures-customer-and-system-protection-focus\">RBI&#8217;s Measures: Customer and System Protection Focus<\/a><li><a href=\"#paytm-partners-with-axis-bank-for-payment-processing\">Paytm Partners with Axis Bank for Payment Processing<\/a><\/li><\/ul><li><a href=\"#paytms-future-growth-beyond-payments-bank-restrictions\">Paytm&#8217;s Future: Growth Beyond Payments Bank Restrictions?<\/a><li><a href=\"#frequently-asked-questionsfaqs\">Frequently Asked Questions(FAQs):<\/a><ul class='eb-toc__list'><li><a href=\"#is-paytm-still-operational\">Is Paytm still operational?<\/a><li><a href=\"#can-i-still-do-peer-to-peer-p2p-payments-using-paytm\">Can I still do peer-to-peer (P2P) payments using Paytm?<\/a><li><a href=\"#what-are-the-alternative-banking-partnerships-for-paytm\">What are the alternative banking partnerships for Paytm?<\/a><li><a href=\"#what-is-the-future-of-paytm-with-its-payments-bank-limitations\">What is the future of Paytm with its payments bank limitations?<\/a><li><a href=\"#how-will-the-npci-decision-on-paytms-platform-proposal-impact-me\">How will the NPCI decision on Paytm&#8217;s platform proposal impact me?<\/a><li><a href=\"#what-is-the-impact-of-the-rbis-restrictions-on-paytm-payments-bank\">What is the impact of the RBI&#8217;s restrictions on Paytm Payments Bank?<\/a><li><a href=\"#how-will-paytms-potential-p2p-platform-status-affect-users\">How will Paytm&#8217;s potential P2P platform status affect users?<\/a><\/li><\/ul><\/ul><\/div><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">Fintech giant Paytm might be getting some good news as the Reserve Bank of India (RBI) nudges National Payments Corporation of India (NPCI) to consider its proposal for becoming a platform for peer-to-peer (P2P) payments . This move signals a potential shift in the RBI&#8217;s stance and offers Paytm a lifeline amidst recent regulatory restrictions.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">RBI&#8217;s Nod for Paytm as P2P Platform?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The RBI has reportedly recommended NPCI to evaluate Paytm&#8217;s parent company,\u00a0 One97 Communications Ltd.&#8217;s , request to operate as a platform facilitating transactions from other banks. This would enable users to continue using the Paytm app\u00a0 for P2P transactions seamlessly.<\/span><\/p>\n<p>Some related articles<\/p>\n<blockquote>\n<p><a href=\"https:\/\/matchboxsoftware.com\/blog\/big-relief-to-paytm-from-rbi\/\">Big Relief to Paytm from RBI<\/a><\/p>\n<p><a href=\"https:\/\/matchboxsoftware.com\/blog\/the-rise-and-fall-of-paytm-payments-bank\/\">The Rise and Fall of Paytm Payments Bank 2024<\/a><\/p>\n<\/blockquote>\n<h2><span style=\"font-weight: 400;\">Paytm Payments Bank Restrictions and New Banking Partners<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Previously, Paytm primarily relied on Paytm Payments Bank Ltd.\u00a0 to handle most transactions, including those processed through NPCI&#8217;s network. However, recent RBI restrictions prevent Paytm Bank (not directly owned by One97) from onboarding new payments after March 15, 2024. This has prompted Paytm to explore alternative banking partnerships for managing its payments and financial services.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">RBI&#8217;s Earlier Action on Paytm Payments Bank<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In January 2024, the RBI prohibited Paytm Bank from accepting new deposits in customer accounts and mobile wallets, impacting its core operations. The bank, categorized as a payments bank (can accept deposits but not lend), was granted a limited timeframe to wind down operations.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">NPCI&#8217;s UPI: A Key Player in Digital Payments<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">NPCI&#8217;s Unified Payments Interface (UPI) is a state-backed innovation enabling instant money transfers by connecting banks with fintech apps like <a href=\"https:\/\/paytm.com\/\" target=\"_blank\" rel=\"noopener\">Paytm<\/a>, PhonePe, and Google Pay. This system has revolutionized digital payments for millions of Indians, especially those without access to credit cards. In January alone, UPI processed transactions exceeding \u20b918.41 trillion ($222 billion).<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">RBI Ensures Continuity of UPI Services for Paytm Users<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Last week, the <a href=\"https:\/\/www.rbi.org.in\/\" target=\"_blank\" rel=\"noopener\">RBI<\/a> instructed NPCI to ensure uninterrupted access to UPI services for Paytm app users. Additionally, the central bank suggested NPCI allow 4-5 banks to facilitate UPI transactions on the Paytm platform.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">RBI&#8217;s Measures: Customer and System Protection Focus<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The RBI clarifies that these actions are solely intended to safeguard customers and the payment system from potential disruptions.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Paytm Partners with Axis Bank for Payment Processing<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In a separate development, Paytm has partnered with Axis Bank Ltd. to replace Paytm Payments Bank as the primary entity for its merchant payment settlement operations.<\/span><\/p>\n<blockquote>\n<p><a href=\"https:\/\/matchboxsoftware.com\/personal-finance-software\/\">Make Your finances better with our Personal Finance Software<\/a><\/p>\n<\/blockquote>\n<h2><span style=\"font-weight: 400;\">Paytm&#8217;s Future: Growth Beyond Payments Bank Restrictions?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While the Paytm Payments Bank faces disruptions, the RBI&#8217;s recent directives suggest potential avenues for Paytm to continue expanding its fintech services and product offerings beyond the limitations of its payments bank.<\/span><\/p>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<h2>Frequently Asked Questions(FAQs):<\/h2>\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<ol class=\"rank-math-list \">\n<li id=\"faq-question-1708958596825\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Is Paytm still operational?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>Yes, Paytm is still operational and users can continue to access essential services like UPI payments, bill payments, and recharges. However, its payments bank operations are restricted and cannot accept new deposits or payments after March 15, 2024.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958639129\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Can I still do peer-to-peer (P2P) payments using Paytm?<br><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>Potentially. While Paytm&#8217;s own payments bank is restricted, RBI&#8217;s recent suggestion to NPCI regarding Paytm&#8217;s platform proposal offers hope for continued P2P functionality through the Paytm app<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958657715\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">What are the alternative banking partnerships for Paytm?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>Paytm has partnered with Axis Bank to handle merchant payment settlements in place of its own payments bank. This ensures continued service for merchants accepting payments through Paytm.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958674387\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">What is the future of Paytm with its payments bank limitations?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>Paytm&#8217;s future looks promising despite the payments bank restrictions. The RBI&#8217;s willingness to consider Paytm as a platform for P2P transactions and the new partnership with Axis Bank suggest possibilities for continued growth in its fintech services and product offerings.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958705243\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">How will the NPCI decision on Paytm&#8217;s platform proposal impact me?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>If the NPCI approves Paytm&#8217;s proposal, users might experience minimal disruption and continue using the Paytm app seamlessly for P2P transactions. However, the final decision by NPCI is still pending. Stay tuned for further updates.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958762361\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">What is the impact of the RBI&#8217;s restrictions on Paytm Payments Bank?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The RBI&#8217;s restrictions, prohibiting new deposits and onboarding new customers, limit Paytm Payments Bank&#8217;s ability to function as Paytm&#8217;s primary payment processing entity. This has forced Paytm to seek alternative banking partnerships and explore other avenues for offering financial services.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1708958786615\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">How will Paytm&#8217;s potential P2P platform status affect users?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>If Paytm&#8217;s proposal for a P2P platform is approved, users might be able to continue using the Paytm app for seamless peer-to-peer transactions. This could involve collaborating with other banks to facilitate these transactions through the UPI network.<\/p>\n\n<\/div>\n<\/li>\n<\/ol>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Fintech giant Paytm might be getting some good news as the Reserve Bank of India (RBI) nudges National Payments Corporation of India (NPCI) to consider its proposal for becoming a platform for peer-to-peer (P2P) payments . This move signals a potential shift in the RBI&#8217;s stance and offers Paytm a lifeline amidst recent regulatory restrictions.<\/p>\n<div class=\"read-more-section\"><a class=\"button\" href=\"https:\/\/matchboxsoftware.com\/blog\/paytm-as-p2p-platform-status-rbi-suggest\/\">Continue Reading &rarr;<\/a><\/div>\n","protected":false},"author":1,"featured_media":11142,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[2,115],"tags":[159,161,156,130,162,157,160,158],"class_list":["post-11132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-finance","category-finance-management","tag-national-payments-corporation-of-india","tag-new-banking-partners","tag-paytm-as-p2p-platform","tag-paytm-payments-bank","tag-rbi-prohibited-paytm-bank","tag-rbi-suggests-npci","tag-rbis-nod-for-paytm-as-p2p-platform","tag-reserve-bank-of-india"],"_links":{"self":[{"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/posts\/11132"}],"collection":[{"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/comments?post=11132"}],"version-history":[{"count":0,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/posts\/11132\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/media\/11142"}],"wp:attachment":[{"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/media?parent=11132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/categories?post=11132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/matchboxsoftware.com\/blog\/wp-json\/wp\/v2\/tags?post=11132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}